Calculate when you will reach retirement age. See your Social Security or State Pension date, retirement countdown, working days remaining, and career progress percentage for the US, UK, and 15 other countries.
This calculator uses official retirement ages from 17 countries to determine when you will reach retirement. It calculates working days remaining, your career progress percentage, and expected years in retirement based on average life expectancy.
In the United States, the full Social Security retirement age is 67 for anyone born in 1960 or later. You can begin claiming Social Security benefits as early as age 62, but your monthly benefit will be permanently reduced by up to 30%. Delaying benefits past your full retirement age until age 70 will increase your monthly benefit by 8% per year.
As of 2024, the average monthly Social Security retirement benefit is approximately $1,907, while the maximum benefit at full retirement age is $3,822 per month. Your benefit is calculated based on your 35 highest-earning years. You can check your estimated benefits by creating an account at ssa.gov. Most Americans also supplement Social Security with 401(k) plans, IRAs, and other private retirement savings.
In the United Kingdom, the current State Pension age is 66 for both men and women. The UK government plans to increase this to 67 between 2026 and 2028, and to 68 between 2044 and 2046. To receive the full new State Pension, you need at least 35 qualifying years of National Insurance contributions.
The full new State Pension is currently £221.20 per week (2024/25 rate), or around £11,500 per year. You need a minimum of 10 qualifying years to receive any State Pension at all. Many UK workers also save through workplace pensions, which employers are required to offer under auto-enrolment rules. You can check your State Pension forecast at gov.uk to see your projected weekly amount and qualifying years.
The standard retirement age varies by country. In the United States, the full Social Security retirement age is 67 for those born in 1960 or later. In the United Kingdom it is 66, in France 64, and in Japan 65. Many countries also offer early retirement options at reduced benefits.
Many countries allow early retirement at a younger age, often with reduced benefits. For example, in the US you can start claiming Social Security at 62, but your monthly benefit will be permanently reduced. The calculator shows early retirement options when available for your selected country.
Working days are calculated by counting only weekdays (Monday through Friday) between today and your retirement date. This excludes weekends but does not account for public holidays, which vary by country and year.
This is an estimate based on a global average life expectancy of 80 years minus your retirement age. For example, if you retire at 67, you might expect approximately 13 years in retirement. Actual life expectancy varies significantly by country, lifestyle, and individual health factors.
Yes, many countries have been gradually increasing their official retirement ages to account for longer life expectancies and pension sustainability. For example, the UK plans to raise its retirement age to 67 by 2028 and 68 by 2046. France recently raised its retirement age from 62 to 64.
You can start collecting Social Security retirement benefits as early as age 62 in the United States. However, if you claim before your full retirement age of 67, your monthly benefit will be permanently reduced. At 62, you would receive approximately 70% of your full benefit. For maximum benefits, you can delay claiming until age 70.
Your Social Security benefit depends on your 35 highest-earning years. As of 2024, the average monthly Social Security retirement benefit is approximately $1,907, while the maximum benefit at full retirement age is $3,822. You can create a my Social Security account at ssa.gov to see your estimated benefits.
The current UK State Pension age is 66 for both men and women. This was equalized in 2020, as women's State Pension age was previously lower. The government plans to increase it to 67 by 2028 and potentially to 68 by the mid-2040s.
The full new UK State Pension is currently around 221.20 pounds per week (2024/25 rate). To get the full amount, you typically need 35 qualifying years of National Insurance contributions. You can check your State Pension forecast on the GOV.UK website.